Quiz Virginia Insurance - Useful Virginia-Life-Annuities-and-Health-Insurance - Virginia Life, Annuities, and Health Insurance Examination Series 11-01 Key Concepts

If you are on the bus, you can choose the APP version of Virginia-Life-Annuities-and-Health-Insurance training engine. On one hand, after being used for the first time in a network environment, you can use it in any environment. The APP version of Virginia-Life-Annuities-and-Health-Insurance Study Materials can save you traffic. And on the other hand, the APP version of Virginia-Life-Annuities-and-Health-Insurance exam questions can be applied to all kinds of electronic devices, so that you can practice on the IPAD or phone.

The Virginia Life, Annuities, and Health Insurance Examination Series 11-01 certification exam is one of the top-rated career advancement certification exams. The Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance certification exam can play a significant role in career success. With the Virginia Life, Annuities, and Health Insurance Examination Series 11-01 (Virginia-Life-Annuities-and-Health-Insurance) certification, you can gain several benefits such as validation of skills, career advancement, competitive advantage, continuing education, and global recognition of your skills and knowledge.

>> Virginia-Life-Annuities-and-Health-Insurance Key Concepts <<

Latest Virginia-Life-Annuities-and-Health-Insurance Guide Files - Virginia-Life-Annuities-and-Health-Insurance Reliable Test Price

Do you want to catch up with the trend in the IT industry? Being certified by Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance exam certification means a large possibility of success. While our Virginia-Life-Annuities-and-Health-Insurance exam targeted training will help you step ahead of others. The valid Virginia-Life-Annuities-and-Health-Insurance study practice will make your thoughts more clear, and you will have the ability to deal with problem in the practical application. Then, passing the Virginia-Life-Annuities-and-Health-Insurance Actual Test is an easy and simple thing. If you still have some doubts, please download TestkingPass Virginia-Life-Annuities-and-Health-Insurance free demo for a try. You will be surprised.

Virginia Insurance Virginia Life, Annuities, and Health Insurance Examination Series 11-01 Sample Questions (Q50-Q55):

NEW QUESTION # 50
Which of the following terms may NOT be used in the advertisement of Accident and Sickness Insurance?

A. Unlimited Benefits
B. Exclusions
C. Pre-existing conditions
D. Reductions

Answer: A

Explanation:
Virginia Code § 38.2-503 prohibits unfair or deceptive advertising in insurance, including Accident and Sickness policies. Terms like "reductions" (option A), "exclusions" (option B), and "pre-existing conditions" (option C) are factual policy features that must be disclosed clearly under Virginia Administrative Code
14VAC5-41-10 et seq., ensuring transparency. However, "unlimited benefits" (option D) is misleading if untrue, as all policies have limits (e.g., maximum benefits or coverage caps). Advertising "unlimited benefits" without substantiation violates Virginia's rules against exaggerated or false claims, risking consumer deception. The study guide likely warns against such terms, citing examples where insurers faced penalties for overstating coverage, making D the prohibited choice.

NEW QUESTION # 51
The interest that an insurance company earns on life insurance premiums paid helps to:

A. Decrease the life insurance premium rate
B. Increase the mortality rate
C. Increase the life insurance premium rate
D. Decrease the mortality rate

Answer: A

Explanation:
Detailed Answer in Step-by-Step Solution:
* Life insurance premiums are calculated based on three factors: mortality (death rates), interest (investment earnings), and expenses (operating costs).
* When an insurer earns interest on premiums invested, it increases the funds available to pay claims, reducing the amount needed from policyholders.
* This results in a decrease in the premium rate (C), as higher interest earnings offset the cost of coverage.
* Option A (increase premium rate) would occur if interest earnings decreased.
* Options B and D (mortality rate changes) are unrelated to interest, as mortality is a statistical factor, not a financial one.
The Virginia study guide explains that interest earned on premiums is a key component of pricing life insurance, allowing insurers to lower premium rates when investment returns are favorable. Reference:
Virginia Life, Annuities, and Health Insurance study guide, section on "Premium Determination."

NEW QUESTION # 52
All of the following statements about tax-sheltered annuities (TSAs) are true EXCEPT:

A. Accumulation payments often come from voluntary salary reductions.
B. They are also known as 403(b) plans.
C. The investment gain each year is included in the participant's gross income.
D. The annuitant may have an individual account or contract.

Answer: C

Explanation:
Tax-sheltered annuities (TSAs), per IRC § 403(b) and Virginia Code § 38.2-3100 et seq., are retirement plans for nonprofit employees. Option A is true; they're synonymous with 403(b) plans. Option B is true; contributions often come from voluntary salary reductions, tax-deferred until withdrawal. Option C is true; participants can have individual contracts or accounts. Option D is false; investment gains are tax-deferred, not included in gross income annually, only taxed upondistribution. The study guide highlights TSAs' tax advantages, making D the incorrect statement.

NEW QUESTION # 53
Unless an insured has made fraudulent statements on the application for individual health coverage, subsequent claims may not be denied under the provision for:

A. Time limit on certain defenses
B. Grace period
C. Time payment of claims
D. Legal actions

Answer: A

Explanation:
Detailed Answer in Step-by-Step Solution:
* The "time limit on certain defenses" provision (B), often tied to incontestability, limits the insurer's ability to deny claims based on application errors after a period (e.g., 2 years), unless fraud is proven.
* Legal actions (A) governs lawsuits, grace period (C) covers premium delays, and time payment of claims (D) sets claim payment deadlines-none relate to application defenses.
The Virginia study guide explains that the time limit on certain defenses provision protects insureds by restricting post-issuance claim denials after a contestable period, absent fraud. Reference: Virginia Life, Annuities, and Health Insurance study guide, section on "Health Insurance Policy Provisions."

NEW QUESTION # 54
A licensee must report an administrative action taken by another state or governmental agency tothe Bureau of Insurance within how many calendar days after final disposition?

A. 10 days
B. 20 days
C. 45 days
D. 30 days

Answer: D

Explanation:
Virginia Code § 38.2-1826(C) mandates that licensees (agents, brokers, etc.) report administrative actions- such as license revocation or fines by another state or agency-to the Bureau of Insurance within 30 calendar days of the final disposition. "Final disposition" means the conclusion of the action (e.g., final order or settlement). This requirement ensures Virginia regulators can assess the licensee's fitness to hold a license and protect consumers. Option C (30 days) matches this statutory timeline precisely. Option A (10 days) is too short and not supported by Virginia law. Option B (20 days) lacks a basis in the Code or study materials.
Option D (45 days) exceeds the mandated period, risking delayed oversight. The study guide likely emphasizes this 30-day rule as a critical compliance deadline, reinforced by Virginia's alignment with NAIC standards for licensee reporting, making C the definitive answer.

NEW QUESTION # 55
......

Free domo for Virginia-Life-Annuities-and-Health-Insurance exam materials is available, we recommend you to have a try before buying Virginia-Life-Annuities-and-Health-Insurance exam dumps, so that you can have a deeper understanding of what you are going to buy. Virginia-Life-Annuities-and-Health-Insurance training materials contain both questions and answers, and you can have a quickly check after practicing. We have a professional team to collect and research the latest information for the exam, and you can receive the latest information for Virginia-Life-Annuities-and-Health-Insurance Exam Dumps if you choose us. We have online and offline service for Virginia-Life-Annuities-and-Health-Insurance exam dumps, and the staff possesses the professional knowledge for the exam, if you have any questions, you can consult us.

Latest Virginia-Life-Annuities-and-Health-Insurance Guide Files: https://www.testkingpass.com/Virginia-Life-Annuities-and-Health-Insurance-testking-dumps.html

Trust me, Virginia-Life-Annuities-and-Health-Insurance dumps torrent will be your best choice, Our practice test VCE dumps for Virginia-Life-Annuities-and-Health-Insurance certifications have 85-95% similarity with the real Virginia-Life-Annuities-and-Health-Insurance VCE, After the payment for our Virginia-Life-Annuities-and-Health-Insurance exam materials is successful, you will receive an email from our system within 5-10 minutes, Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance Key Concepts Don't hesitate, it is worthy to purchase!

Mouse devices generally do not raise this event, Just the same, there are some Virginia-Life-Annuities-and-Health-Insurance things that you should do, especially from the perspective of a woman in tech who's interested in supporting the entry of other women into tech fields.

Download Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance Exam Dumps Instantly

Trust me, Virginia-Life-Annuities-and-Health-Insurance Dumps Torrent will be your best choice, Our practice test VCE dumps for Virginia-Life-Annuities-and-Health-Insurance certifications have 85-95% similarity with the real Virginia-Life-Annuities-and-Health-Insurance VCE.

After the payment for our Virginia-Life-Annuities-and-Health-Insurance exam materials is successful, you will receive an email from our system within 5-10 minutes, Don't hesitate, it is worthy to purchase!

If you flunk the test unluckily, which is so rare to users choosing our Virginia-Life-Annuities-and-Health-Insurance study guide materials, we give back your full refund as compensation.

Jay Stone Jay Stone

Biography

Quiz Virginia Insurance - Useful Virginia-Life-Annuities-and-Health-Insurance - Virginia Life, Annuities, and Health Insurance Examination Series 11-01 Key Concepts

Latest Virginia-Life-Annuities-and-Health-Insurance Guide Files - Virginia-Life-Annuities-and-Health-Insurance Reliable Test Price

Virginia Insurance Virginia Life, Annuities, and Health Insurance Examination Series 11-01 Sample Questions (Q50-Q55):

Download Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance Exam Dumps Instantly

Courses

Quick Links

Contact