Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance Exam Dumps - Excellent Tips To Pass Exam

For candidates who are going to attend the exam, the right Virginia-Life-Annuities-and-Health-Insurance study materials are really important, since it will decide whether you will pass the exam or not. Virginia-Life-Annuities-and-Health-Insurance exam dumps are high-quality, and it will improve your professional ability in the process of learning, since it contains many knowledge points. Besides, about the privacy, we respect the private information of you. We won’t send you junk email. Once you have paid for the Virginia-Life-Annuities-and-Health-Insurance stufy materials, we will send you the downloading link in ten minutes. You can start your learning immediately.

As we know, information disclosure is illegal and annoying. Of course, we will strictly protect your information. That’s our society rule that everybody should obey. So if you are looking for a trusting partner with right Virginia-Life-Annuities-and-Health-Insurance guide torrent you just need, please choose us. I believe you will feel wonderful when you contact us. We have different Virginia-Life-Annuities-and-Health-Insurance Prep Guide buyers from all over the world, so we pay more attention to the customer privacy. Because we are in the same boat in the market, our benefit is linked together.

>> Reliable Virginia-Life-Annuities-and-Health-Insurance Test Questions <<

Virginia-Life-Annuities-and-Health-Insurance exam collection guarantee Virginia-Life-Annuities-and-Health-Insurance Virginia Life, Annuities, and Health Insurance Examination Series 11-01 exam success

For candidates who will buy Virginia-Life-Annuities-and-Health-Insurance learning materials online, they may care more about the quality of the exam dumps. We have a professional team to collect the latest information of the Virginia-Life-Annuities-and-Health-Insurance exam dumps, therefore the quality can be guaranteed. Moreover, we have online and offline chat service stuff, who have professional knowledge for Virginia-Life-Annuities-and-Health-Insurance Learning Materials. If you have any questions, you can consult us. We will give you reply as soon as possible. Free demo for Virginia-Life-Annuities-and-Health-Insurance exam dumps will also be offered, and you can have a try before purchasing.

Virginia Insurance Virginia Life, Annuities, and Health Insurance Examination Series 11-01 Sample Questions (Q104-Q109):

NEW QUESTION # 104
What is the effect on a life insurance policy if the insured fails to repay the full value of loans taken against the policy?

A. Dividends are suspended.
B. The policy lapses immediately.
C. The premium is increased.
D. The death benefit is reduced.

Answer: D

Explanation:
Virginia Code § 38.2-3205 governs policy loans in life insurance. When an insured borrows against the policy' s cash value and fails to repay the loan (principal plus interest), the outstanding amount is deducted from the death benefit upon the insured's death. Option C correctly states this reduction. Option A is false; premiums are fixed unless the policy is adjustable, and loans don't alter them. Option B is incorrect; dividends depend on insurer performance and policy terms, not loan repayment, though they might be applied to reduce the loan if elected. Option D is wrong; immediate lapse occurs only if the loan exceeds the cash value and premiums aren't paid, not simply from non-repayment. The study guide likely stresses that the death benefit is the primary adjustment mechanism, ensuring the insurer recovers the loan while honoring the policy, making Cthe accurate choice.

NEW QUESTION # 105
Which term refers to the period of time from the beginning of confinement to the beginning of benefits under a long-term care insurance policy?

A. The trial period
B. The qualifying period
C. The elimination period
D. The exclusion period

Answer: C

Explanation:
In long-term care (LTC) insurance, the elimination period, per Virginia Code § 38.2-5202, is the waiting period between the onset of a qualifying condition (e.g., confinement due to inability to perform ADLs) and the start of benefit payments. It's akin to a deductible in days (e.g., 30, 60, or 90 days), during which the insured must cover costs. Option D correctly names this period. Option A (trial period) isn't a standard LTC term. Option B (exclusion period) might confuse with pre-existing condition exclusions, but it's not the waiting period for benefits. Option C (qualifying period) could imply eligibility determination, but
"elimination period" is the precise industry term. The study guide likely defines this as a cost-sharing feature, with examples illustrating how longer periods reduce premiums, solidifying D as the answer.

NEW QUESTION # 106
All of the following are common features found in health maintenance organizations (HMOs) EXCEPT:

A. Twenty-four hour access to emergency care
B. Wellness programs
C. Outpatient medical services
D. Discounts on local health spa memberships

Answer: D

Explanation:
Virginia Code § 38.2-4306 mandates HMO benefits, focusing on comprehensive care. Option A (wellness programs) is common, promoting prevention (e.g., smoking cessation). Option C (24-hour emergency care) is required, ensuring access via PCP coordination or direct ER services. Option D (outpatient services) is standard, covering clinic visits. Option B (discounts on local health spa memberships) isn't a typical HMO feature; while some plans offer wellness incentives, spa discounts are ancillary, not a core benefit under Virginia law or NAIC HMO models. The study guide likely lists HMO staples (A, C, D) with examples-e.g., annual checkups (D)-contrasting them with optional perks like B, making it the exception.

NEW QUESTION # 107
Under IRS rules, a company normally may do all of the following with funds in a qualified retirement plan EXCEPT:

A. Make allocations to participating shareholder-employees
B. Distribute vested funds to employees who leave
C. Repossess the funds for business purposes
D. Invest in shares of common stocks

Answer: C

Explanation:
Detailed Answer in Step-by-Step Solution:
* Qualified retirement plans allow investments in stocks (A), allocations to participants (B), and distributions of vested funds (C), but repossessing funds for business use (D) violates IRS rules, as funds are held in trust for employees' benefit.
The Virginia study guide, per IRS regulations, states that qualified plan assets are protected for participants and cannot be diverted for business purposes, ensuring retirement security. Reference: Virginia Life, Annuities, and Health Insurance study guide, section on "Retirement Plans."

NEW QUESTION # 108
A licensed agent must report a felony conviction to the Commission within how many calendar days?

A. 60 days
B. 10 days
C. 20 days
D. 30 days

Answer: D

Explanation:
Virginia Code § 38.2-1826(C) requires licensees, including insurance agents, to report any felony conviction to the State Corporation Commission's Bureau of Insurance within 30 calendar days of the final disposition (option C). "Final disposition" means the court's conclusive ruling-e.g., sentencing after a guilty plea. This rule ensures the Bureau can assess the agent's fitness to retain their license, protecting the public from untrustworthy practitioners. Option A (10 days) is too short and not specified in Virginia law for this purpose.
Option B (20 days) lacks statutory support and falls between standard reporting periods. Option D (60 days) exceeds the mandated timeline, delaying oversight. The study guide likely highlights this 30-day deadline in a licensing compliance section, with examples-e.g., an agent convicted of fraud on June 1 must report by July
1-aligning with Virginia's adoption of NAIC standards for licensee integrity (Virginia Code § 38.2-1800 et seq.), making C the precise requirement.

NEW QUESTION # 109
......

If you do not quickly begin to improve your own strength, the next one facing the unemployment crisis is you. The time is very tight, and choosing our Virginia-Life-Annuities-and-Health-Insurance study materials can save you a lot of time. And our Virginia-Life-Annuities-and-Health-Insurance Exam Questions can really save you time and efforts. If you study with our Virginia-Life-Annuities-and-Health-Insurance learning guide for 20 to 30 hours, then you will be able to pass the exam and get the certification.

Virginia-Life-Annuities-and-Health-Insurance Valid Exam Camp: https://www.pass4guide.com/Virginia-Life-Annuities-and-Health-Insurance-exam-guide-torrent.html

Virginia Insurance Reliable Virginia-Life-Annuities-and-Health-Insurance Test Questions Our company will never do this, and we promised that any information of our customers will be protected no matter you are in transaction or after completed transaction, Virginia Insurance Reliable Virginia-Life-Annuities-and-Health-Insurance Test Questions In the actual exam process, users will encounter almost half of the problem is similar in our products, Virginia Insurance Reliable Virginia-Life-Annuities-and-Health-Insurance Test Questions I believe our test dump is high-quality with low-price.

Therefore, they don't consider it as something that Reliable Virginia-Life-Annuities-and-Health-Insurance Test Questions might interest them, Some are minor, some are major, some useful, and some not so much, Our company will never do this, and we promised that any information Reliable Virginia-Life-Annuities-and-Health-Insurance Test Questions of our customers will be protected no matter you are in transaction or after completed transaction.

2025 Updated Virginia Insurance Reliable Virginia-Life-Annuities-and-Health-Insurance Test Questions

In the actual exam process, users will encounter almost half Virginia-Life-Annuities-and-Health-Insurance of the problem is similar in our products, I believe our test dump is high-quality with low-price, To add up your interests and simplify some difficult points, our experts try their best to design our Virginia-Life-Annuities-and-Health-Insurance training material and help you understand the Virginia-Life-Annuities-and-Health-Insurance study guide better.

You can contact with our service, Real Virginia-Life-Annuities-and-Health-Insurance Dumps Free and they will give you the most professional guide.

James Taylor James Taylor

Biography

Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance Exam Dumps - Excellent Tips To Pass Exam

Virginia-Life-Annuities-and-Health-Insurance exam collection guarantee Virginia-Life-Annuities-and-Health-Insurance Virginia Life, Annuities, and Health Insurance Examination Series 11-01 exam success

Virginia Insurance Virginia Life, Annuities, and Health Insurance Examination Series 11-01 Sample Questions (Q104-Q109):

2025 Updated Virginia Insurance Reliable Virginia-Life-Annuities-and-Health-Insurance Test Questions

Courses

Quick Links

Contact