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CII Insurance law (IL) Exam Sample Questions (Q96-Q101):
NEW QUESTION # 96
The branch of law particularly relevant when handling negligence claims is
- A. constitutional law.
- B. civil law.
- C. public law.
- D. administrative.
Answer: B
NEW QUESTION # 97
How do an insurer's subrogation rights differ, if at all, between a theft policy and a personal accident policy?
- A. Subrogation rights do not apply under either policy.
- B. Subrogation rights apply under both policies.
- C. Subrogation rights only apply under a personal accident policy.
- D. Subrogation rights only apply under a theft policy.
Answer: D
NEW QUESTION # 98
Which divisional court of the High Court includes a Commercial Court?
- A. Partnership Division.
- B. Queen's Bench Division.
- C. Chancery Division.
- D. Family Division.
Answer: C
NEW QUESTION # 99
According to statute, a term under a consumer personal accident insurance policy may potentially be considered unfair if the insurer
- A. provides coverage that is more restrictive than that of other insurers.
- B. applies a specific exclusion within the policy wording.
- C. imposes a premium loading.
- D. requires notification of a claim within a very short time period.
Answer: D
NEW QUESTION # 100
What are the main objectives of the principle of insurable interest?
- A. To reduce moral hazard and to discourage profiteering.
- B. To reduce physical hazard and to discourage wagering.
- C. To reduce physical hazard and to discourage profiteering.
- D. To reduce moral hazard and to discourage wagering.
Answer: D
NEW QUESTION # 101
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